After recording, please return to:

 
            Marlene G. Young, P.C.
            300 West Wieuca Road
            Building one, Suite 116
            Atlanta, Georgia 30342
 
 
 
 
 
 
 
 
 
 
DECLARATION OF PROTECTIVE COVENANTS
 
 
FOR
 
 
CANDLER STATION
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
MARLENE G. YOUNG, P.C.
300 West Wieuca Road
Building One, Suite 116
Atlanta, Georgia 30342
(404) 252‑8222
 
 


TABLE OF CONTENTS
 
Article         Section                                                                                                                      Page
 
I.                DEFINITIONS                                                                                                                1
II.               PROPERTY SUBJECT TO THIS DECLARATION                                                        1
1.   Property Hereby Subjected To This Declaration                                                           1
2.   Other Property                                                                                                           1
 
III.             ASSOCIATION MEMBERSHIP AND VOTING RIGHTS                                              1
 
1.   Membership                                                                                                               1
2.   Voting                                                                                                                       2
 
IV.             ASSESSMENTS                                                                                                             2
 
1.   Purpose of Assessment                                                                                              2
2.   Creation of the Lien and Personal Obligation for Assessments                                      2
3.   Computation                                                                                                              2
4.   Special Assessments                                                                                                  3
5.   Lien for Assessments                                                                                                 3
6.   Effect of Nonpayment of Assessments: Remedies of the Association                            3
7.   Date of Commencement of Assessments                                                                    4
8.   Specific Assessments                                                                                                 4
9.   Budget Deficits During Declarant Control                                                                    4
10.  Initiation Fee                                                                                                              5
 
V.              MAINTENANCE; CONVEYANCE OF PROPERTY TO ASSOCIATION                     5
 
1.   Association's Responsibility                                                                                         5
2.   Owner's Responsibility                                                                                               6
3.   Party Walls and Party Fences                                                                                     6
4.   Conveyance of Property by Declarant to Association                                                   6
 
VI.             USE RESTRICTIONS AND RULES                                                                               7
 
1.   General                                                                                                                     7
2.   Residential Use                                                                                                          7
3.   Architectural Standards                                                                                              7
4.   Signs                                                                                                                         8
5.   Vehicles                                                                                                                    8
6.   Leasing                                                                                                                     9
7.   Occupants Bound                                                                                                       9
8.   Animals and Pets                                                                                                       9
9.   Nuisance                                                                                                                   9
10.  Unsightly or Unkempt Conditions                                                                                9
11.  Antennas                                                                                                                 10
12.  Tree Removal                                                                                                          10
13.  Drainage                                                                                                                  10
14.  Sight Distance at Intersections                                                                                  10
15.  Garbage Cans, Woodpiles, Etc.                                                                                 10
16.  Subdivision of Lot                                                                                                     10
17.  Guns                                                                                                                        10
18.  Fences                                                                                                                     10
19.  Utility Lines                                                                                                             10
20.  Air Conditioning Units                                                                                               11
21.  Lighting                                                                                                                   11
22.  Artificial Vegetation, Exterior Sculpture, and Similar Items                                          11
23.  Energy Conservation Equipment                                                                                11
24.  swimming Pools                                                                                                       11
25.  Gardens, Play Equipment and Pools                                                                           11
26.  Mailboxes                                                                                                                11
27.  Exteriors                                                                                                                  11
28.  Clotheslines                                                                                                              11
29.  Exterior Security Devices                                                                                         11
 
VII.            INSURANCE AND CASUALTY LOSSES                                                                   11
 
1.   Association Insurance                                                                                               11
2.   Individual Insurance                                                                                                  12
3.   Damage and Destruction ‑‑ Insured by owners                                                           13
 
VIII.           ANNEXATION AND WITHDRAWAL OF PROPERTY                                              13
 
1.   Unilateral Annexation By Declarant                                                                          13
2.   Other Annexation                                                                                                     13
3.   Withdrawal of Property                                                                                            13
 
IX.             MORTGAGEE PROVISIONS                                                                                       14
 
1.   Notices of Action                                                                                                     14
2.   No Priority                                                                                                               14
3.   Notice to Association                                                                                                14
4.   VA/HUD Approval                                                                                                  14
5.   Applicability of Article IX                                                                                         14
6.   Failure of Mortgagee to Respond                                                                               14
7.   Amendments by Board                                                                                             15
 
X.               EASEMENTS                                                                                                               15
 
1.   Easements for Encroachment and Overhang                                                              15
2.   Easements for Utilities                                                                                              15
3.   Easement for Entry                                                                                                  15
4.   Easement for Maintenance                                                                                       15
5.   Easement for Common Driveways                                                                            16
6.   Pedestrian Easements                                                                                               16
7.   Construction and Sale Period Easement                                                                     16
 
XI.             GENERAL PROVISIONS                                                                                             17
 
1.   Enforcement                                                                                                            17
2.   Self‑Help                                                                                                                 17
3.   Duration                                                                                                                  17
4.   Amendment                                                                                                             18
5.   Gender and Grammar                                                                                               18
6.   Severability                                                                                                              18
7.   Captions                                                                                                                  18
8.   Perpetuities                                                                                                              18
9.   Indemnification                                                                                                         19
10.  Books and Records                                                                                                  19
11.  Financial Review                                                                                                      19
12.  Notice of Sale or Lease                                                                                            19
13.  Agreements                                                                                                             20
14.  Implied Rights                                                                                                          20
15.  Variances                                                                                                                20
16.  Litigation                                                                                                                  20
 
 
 
 
Exhibit              Name
 
A                     Definitions
B                      Property Submitted
C                      Additional Property Which May Unilaterally Be Submitted By Declarant
D                     Bylaws of Candler Station Homeowners Association, Inc.
 
 
 
 


 
 
DECLARATION OF PROTECTIVE COVENANTS
FOR
CANDLER STATION
 
THIS DECLARATION is made on the date hereinafter set forth by The Housing Group, Inc., a Georgia corporation (hereinafter sometimes called "Declarant").
 
Background Statement
 
Declarant is the owner, or, if not the owner, has the consent of the owner, of the real property described in Article II, Section 1 of this Declaration.  Declarant desires to subject the real property described in Article II, Section 1 hereof to the provisions of this Declaration to create a residential community of single‑family housing and to provide for the subjecting of other real property to the provisions of this Declaration.
 
NOW, THEREFORE, Declarant hereby declares that the real property described in Article II, Section 1 of this Declaration, including the improvements constructed or to be constructed thereon, is hereby subjected to the provisions of this Declaration and shall be held, sold, transferred, conveyed, used, occupied, and mortgaged or otherwise encumbered subject to the covenants, conditions, restrictions, easements, assessments, and liens, hereinafter set forth, which are for the purpose of protecting the value and desirability of, and which shall run with the title to, the real property hereby or hereafter made subject hereto, and shall be binding on all persons having any right, title, or interest in all or any portion of the real property now or hereafter made subject hereto, their respective heirs, legal representatives, successors, successors‑in‑title, and assigns and shall inure to the benefit of each and every owner of all or any portion thereof.
 
Article I
Definitions
 
Unless the context shall prohibit, certain words used in this Declaration shall be defined as set forth in Exhibit "A" attached hereto and by reference made a part hereof.
 
Article II
Property Subject To This Declaration
 
Section 1.        Property Hereby Subjected To This Declaration.  The real property described in Exhibit "B" attached hereto and by reference made a part hereof is, by the recording of this Declaration, subject to the covenants and restrictions hereafter set forth and, by virtue of the recording of this Declaration, shall be held, transferred, sold, conveyed, used, occupied, and mortgaged or otherwise encumbered subject to this Declaration.
 
Section 2.        Other Property.  Only the real property described in Section I of this Article II is hereby made subject to this Declaration; provided, however, by one or more Supplementary Declarations, Declarant and the Association have the right, but not the obligation, to subject other real property to this Declaration, as hereinafter provided.
 
Article III
Association Membership and Voting Rights
 
Section 1.        Membership.  Every Person who is the record owner of a fee or undivided fee interest in any Lot that is subject to this Declaration shall be deemed to have a membership in the Association.  The foregoing is not intended to include Persons who hold an interest merely as security for the performance of an obligation, and the giving of a security interest shall not terminate the owner's membership.  No Owner, whether one or more Persons, shall have more than one membership per Lot.  In the event of multiple Owners of a Lot, votes and rights of use and enjoyment shall be as provided in this Declaration and in the Bylaws.  Membership shall be appurtenant to and may not be separated from ownership of any Lot.  The rights and privileges of membership, including the right to vote and to hold office, may be exercised by a member or the member's spouse, but in no event shall more than one vote be cast for each Lot owned.
 
Section 2.        Voting.  Members shall be entitled to one vote for each Lot owned.  When more than one Person holds an ownership interest in any Lot, the vote for such Lot shall be exercised as those Owners themselves determine and advise the Secretary prior to any meeting.  In the absence of such advice, the Lot's vote shall be suspended in the event more than one Person seeks to exercise it.
 
Article IV
Assessments
 
Section 1.        Purpose of Assessment.  The assessments provided for herein shall be used for the general purposes of promoting the common benefit and enjoyment of the Owners and Occupants of Lots, including the maintenance of real and personal property, all as may be more specifically authorized from time to time by the Board of Directors.
 
Section 2.        Creation of the Lien and Personal Obligation for Assessments.  Each Owner of any Lot, by acceptance of a deed therefor, whether or not it shall be so expressed in such deed, covenants and agrees to pay to the Association: (a) annual assessments or charges; (b) special assessments, such assessments to be established and collected as hereinafter provided; and (c) specific assessments against any particular Lot which are established pursuant to the terms of this Declaration, including, but not limited to, reasonable fines as may be imposed in accordance with the terms of this Declaration.  All such assessments, together with late charges, interest, not to exceed the lesser of the maximum rate permitted by law or eighteen percent (18%) per annum on the principal amount due, and costs, including, without limitation, reasonable attorney's fees actually incurred, shall be a charge on the land and shall be a continuing lien upon the Lot against which each assessment is made.  Each such assessment, together with late charges, interest, costs, including, without limitation, reasonable attorney's fees actually incurred, shall also be the personal obligation of the Person who was the Owner of such Lot at the time the assessment fell due.  Each owner shall be personally liable for the portion of each assessment coming due while the owner of a Lot, and each grantee of an Owner shall be jointly and severally liable for such portion thereof as may be due and payable at the time of conveyance; provided, however, the liability of a grantee for the unpaid assessments of its grantor shall not apply to any first Mortgagee taking title through foreclosure proceedings or deed in lieu of foreclosure.
 
The Association shall, within five (5) days after receiving a written request therefor and for a reasonable charge, furnish a certificate signed by an officer of the Association setting forth whether the assessments on a specified Lot have been paid.  A properly executed certificate of the Association as to the status of assessments on a Lot shall be binding upon the Association as of the date of issuance.
 
Annual assessments shall be levied at a uniform rate per Lot and shall be paid in such manner and on such dates as may be fixed by the Board of Directors, which may include, without limitation, acceleration, upon ten (10) days' written notice, of the annual assessment for delinquents.
 
Section 3.        Computation.  It shall be the duty of the Board to prepare a budget covering the estimated costs of operating the Association during the coming year, which may, if the Board deems necessary, include a capital contribution or reserve in accordance with a capital budget separately prepared.  The Board shall cause the assessments to be levied against each Lot for the following year to be delivered to each member at least thirty (30) days prior to the end of the current fiscal year (or at least thirty (30) days prior to the due date of the first installment in the case of the initial budget).  The budget and the assessment shall become effective unless disapproved at a meeting by a majority of the Total Association Vote.  Notwithstanding the foregoing, however, in the event the membership disapproves the proposed budget or the Board fails for any reason so to determine the budget for the succeeding year, then and until such time as a budget shall have been determined, as provided herein, the budget in effect for the then current year shall continue for the succeeding year.
 
Section 4.        Special Assessments.  In addition to the other assessments authorized herein, the Association may levy special assessments from time to time.  So long as the total amount of special assessments allocable to a Lot does not exceed $300.00 in any one fiscal year, the Board may impose the special assessment.  Any special assessment which would cause the amount of special assessments allocable to a Lot to exceed this limitation shall be effective only if approved by at least seventy‑five percent (75%) of the Total Association Vote.  Special assessments shall be paid as determined by the Board, and the Board may permit special assessments to be paid in installments extending beyond the fiscal year in which the special assessment is imposed.
 
Section 5.        Lien for Assessments.  All sums assessed against any Lot pursuant to this Declaration, together with late charges, interest, costs, including, without limitation, reasonable attorney's fees actually incurred, as provided herein, shall be secured by a lien on such Lot in favor of the Association and the Association shall be entitled to file a document evidencing such lien in the land records of the county in which the Lot is located.  Such lien shall be superior to all other liens and encumbrances on such Lot, except for (a) liens for ad valorem taxes; or (b) liens for all sums unpaid on a first Mortgage or on any Mortgage to Declarant duly recorded in the land records of the county where the Community is located and all amounts advanced pursuant to such Mortgage and secured thereby in accordance with the terms Of such instrument.
 
All other Persons acquiring liens or encumbrances on any Lot after this Declaration shall have been recorded in such records shall be deemed to consent that such liens or encumbrances shall be inferior to future liens for assessments, as provided herein, whether or not prior consent is specifically set forth in the instruments creating such liens or encumbrances.
 
Section 6.        Effect of Nonpayment of Assessments: Remedies of the Association.  Any assessments or installments thereof which are not paid when due shall be delinquent.  Any assessment or installment thereof delinquent for a period of more than ten (10) days shall incur a late charge in an amount as the Board may from time to time determine.  The Association shall cause a notice of delinquency to be given to any member who has not paid within ten (10) days following the due date.  If the assessment is not paid within thirty (30) days, a lien, as herein provided, shall attach and, in addition, the lien shall include interest, not to exceed the lesser of the maximum rate permitted by law or eighteen percent (18%) per annum on the principal amount due from the date first due and payable, all late charges, all costs of collection, including, without limitation, reasonable attorney's fees actually incurred, and any other amounts provided or permitted by law.  In the event that the assessment remains unpaid after sixty (60) days, the Association may, as the Board shall determine, institute suit to collect such amounts and/or to foreclose its lien.  Each Owner, by acceptance of a deed or as a party to any other type of a conveyance, vests in the Association or its agents the right and power to bring all actions against such Owner personally, for the collection of such charges as a debt or to foreclose the aforesaid lien in the same manner as other liens for the improvement of real property.  The lien provided for in this Article shall be in favor of the Association and shall be for the benefit of all other Owners.  The Association, acting on behalf of the owners, shall have the power to bid on the Lot at any foreclosure sale or to acquire, hold, lease, mortgage, or convey the same.  In addition to the other remedies provided herein, the Association shall have the right to suspend the voting rights of a Lot Owner for any period during which any assessment against such Owner's Lot which is hereby provided for remains unpaid.
 
No Owner may waive or otherwise exempt himself from liability for the assessments provided for herein, including, by way of illustration, but not limitation, abandonment of the Lot.  No diminution or abatement of any assessment shall be claimed or allowed by reason of any alleged failure of the Association to take some action or perform some function required to be taken or performed by the Association under this Declaration or the Bylaws, or for inconvenience or discomfort arising from the making of repairs or improvements which are the responsibility of the Association, or from any action taken by the Association to comply with any law, ordinance, or with any order or directive of any municipal or other governmental authority, the obligation to pay assessments being a separate and independent covenant on the part of each Owner.
 
All payments shall be applied first to costs, then to late charges, then to interest and then to delinquent assessments.
 
Section 7.       Date of Commencement of Assessments.  The assessments provided for herein shall commence as to a Lot subject to this Declaration on the first day of the month following the conveyance of such Lot to a Person who has not purchased such Lot for the purpose of construction of a residence and resale of such Lot and residence.  Lots which have not been so conveyed shall not be subject to assessment.  Assessments shall be due and payable in a manner and on a schedule as the Board of Directors may provide.
 
Section 8.       Specific Assessments.  The Board shall have the power to specifically assess pursuant to this Section as, in its discretion, it shall deem appropriate.  Failure of the Board to exercise its authority under this Section shall not be grounds for any action against the Association or the Board of Directors and shall not constitute a waiver of the Board Is right to exercise its authority under this Section in the future with respect to any expenses, including an expense for which the Board has not previously exercised its authority under this section.  Fines levied pursuant to Article XI, Section I of this Declaration, the costs of maintenance performed by the Association for which the Owner is responsible under Article V, Sections 1 and 2 of this Declaration, shall be specific assessments.  The Board may also specifically assess owners for the following Association expenses:
 
(a)       Other expenses of the Association which benefit less than all of the Lots may be specifically assessed equitably among all of the Lots which are benefited according to the benefit received.
 
(b)       Expenses of the Association which benefit all Lots, but which do not provide an equal benefit to all Lots, may be assessed equitably among all Lots according to the benefit received.
 
(c)       Expenses of the Association incurred in maintaining a Private Drive (as defined in Article X, Section 5) as provided in Article V, Section I of this Declaration which expenses shall be assessed equally among the Lots containing any portion Of such Private Drive.  Notwithstanding the foregoing, in the event the Association determines that the need for maintenance of a Private Drive is caused through the willful or negligent act of an Owner, or the family, guests, lessees, or invitees of any Owner, the expenses incurred by the Association in performing such maintenance shall be assessed against such Owner as a specific assessment hereunder.
 
Section 9.        Budget Deficits During Declarant Control.  For so long as the Declarant has the authority to appoint the directors and officers of the Association, Declarant may: (i) advance funds to the Association sufficient to satisfy the deficit, if any, between the actual operating expenses of the Association (but specifically not including an allocation for capital reserves), and the sum of the annual, special and specific assessments collected by the Association in any fiscal year, and such advances shall be evidenced by promissory notes from the Association in favor of the Declarant; or (ii) cause the Association to borrow such amount from a commercial lending institution at the then prevailing rates for such a loan in the local area of the Community.  The Declarant in its sole discretion may guarantee repayment of such loan, if required by the lending institution, but no Mortgage secured by the Common Property or any of the improvements maintained by the Association shall be given in connection with such loan.
 
Section 10.      Initiation Fee.  Upon the first sale of each and every Lot to an Owner who will individually or through tenants or assigns occupy a Lot, an initiation fee in the amount of $100.00 shall be collected at the closing of such sale for the benefit of the Association.
 
Article V
Maintenance; Conveyance of Property to Association
 
Section 1.        Association's Responsibility.  The Association shall maintain and keep in good repair the Common Property, if any.  The Association shall also maintain: (a) all landscaping originally installed by the Declarant whether or not such landscaping is on a Lot or public right‑of‑way and including, without limitation, any sprinkler system installed by the Declarant; (b) any exterior lighting installed by Declarant in the Community which is not attached to a residence; (c) any fences erected by Declarant in the Community; (d) the Private Drives (as defined in Article X, Section 5 of this Declaration); (e) the areas comprising the Pedestrian Easements (as defined in Article X, Section 6 of this Declaration); (f) Community postage receptacles, if any, provided by Declarant within the Pedestrian Easements; and (g) all property outside of Lots located within the Community which was originally maintained by Declarant.
 
The obligation of the Association to maintain landscaping as provided above shall include all of the yards located on the Lots.  Maintenance of yards by the Association shall be performed at the expense of the Association and shall be performed at a level to be determined in the sole discretion of the Board; provided, however, that all Lots maintained by the Association must receive approximately equal attention and must be maintained according to the same standard.  Owners shall have the right to add planters, trees, shrubs, bushes, plants and other vegetation to the portions of the Lot maintained by the Association so long as (a) such additions otherwise comply with this Declaration, (b) the Owner has received the prior written consent of the ARC prior to making such additions, and (c) the Owner shall be responsible for maintaining any of these additions and removing and/or replacing any such additions that are dead or dying.
 
In addition, the Association shall have the right, but not the obligation, to maintain other property not owned by the Association, whether within or without the Community, where the Board has determined that such maintenance would benefit all Owners.
 
In the event that the Association determines that the need for maintenance, repair, or replacement, which is the responsibility of the Association hereunder, is caused through the willful or negligent act of an owner, or the family, guests, lessees, or invitees of any owner, and is not covered and paid for by insurance, in whole or in part, then the Association may perform such maintenance, repair or replacement at such Owner's sole cost and expense, and all costs thereof shall be added to and become a part of the assessment to which such owner is subject and shall become a lien against the Lot of such Owner.
 
The foregoing maintenance shall be performed consistent with the Community‑Wide Standard.
 
Section 2.        Owner's Responsibility.  Except as provided in Section 1 above, all maintenance of the Lot and all structures, parking areas and other improvements thereon shall be the sole responsibility of the Owner thereof, who shall maintain such Lot in a manner consistent with the Community‑Wide Standard and this Declaration.  In the event that the Board of Directors of the Association determines that any Owner has failed or refused to discharge properly any of such Owner's obligations with regard to the maintenance, repair, or replacement of items for which such owner is responsible hereunder, the Association shall, except in an emergency situation, give the owner written notice of the Association's intent to provide such necessary maintenance, repair, or replacement at the Owner's sole cost and expense.  The notice shall set forth with reasonable particularity the maintenance, repairs, or replacement deemed necessary.  The Owner shall have ten (10) days after receipt of such notice within which to complete such maintenance, repair, or replacement, or, in the event that such maintenance, repair, or replacement is not capable of completion within a ten (10) day period, to commence such work which shall be completed within a reasonable time.  If any Owner does not comply with the provisions hereof, the Association may provide any such maintenance, repair, or replacement at such Owner's sole cost and expense, and all costs shall be added to and become a part of the assessment to which such owner is subject and shall become a lien against the Lot.  This remedy shall be in addition to, and not in lieu of, any other remedy available to the Association under this Declaration.
 
Section 3.        Party Walls and Party Fences.
 
(a)       General Rules of Law to Apply.  Each wall or fence built as a part of the original construction on the Lots which shall serve and separate any two adjoining Lots shall constitute a party wall or fence and, to the extent not inconsistent with the provisions of this Section, the general rules of law regarding party walls and liability for property damage due to negligence or willful acts or omissions shall apply thereto.
 
(b)       Sharing of Repair and Maintenance.  The cost of reasonable repair and maintenance of a party wall or fence shall be shared by the owners who make use of the wall or fence in equal proportions.
 
(c)       Damage and Destruction.  If a party wall or fence is destroyed or damaged by fire or other casualty, then to the extent that such damage is not covered by insurance and repaired out of the proceeds of insurance, any owner who has used the wall may restore it, and if the other Owner or owners thereafter make use of the wall, they shall contribute to the cost of restoration thereof in equal proportions without prejudice, however, to the right of any such owners to call for a larger contribution from the others under any rule of law regarding liability for negligent or willful acts or omissions.
 
(d)       Right to Contribution Runs With Land.  The right of any owner to contribution from any other Owner under this Section shall be appurtenant to the land and shall pass to such Owner's successors‑in‑title.
 
(e)       Arbitration.  In the event of any dispute arising concerning a party wall or fence, or under the provisions of this Section, each party shall appoint one arbitrator.  Should any party refuse to appoint an arbitrator within ten (10) days after written request therefor by the Board of Directors, the Board shall appoint an arbitrator for the refusing party.  The arbitrators thus appointed shall appoint one additional arbitrator and the decision by a majority of all three arbitrators shall be binding upon the parties and shall be a condition precedent to any right of legal action that either party may have against the other.
 
Section 4.        Conveyance of Property by Declarant to Association.  The Declarant may transfer or convey to the Association any personal property and any improved or unimproved real property, leasehold, easement, or other property interest.  Such conveyance shall be accepted by the Association, and the property shall thereafter be Common Property to be maintained by the Association for the benefit of all or a part of its members.  Declarant shall not be required to make any improvements whatsoever to property to be conveyed and accepted pursuant to this Section.
 
Article VI
Use Restrictions and Rules
 
Section 1.        General.  This Article, beginning at Section 2, sets out certain use restrictions which must be complied with by all Owners and Occupants.  These use restrictions may only be amended in the manner provided in Article XI, Section 4 hereof regarding amendment of this Declaration.  In addition, the Board may, from time to time, without consent of the members, promulgate, modify, or delete other Use restrictions and rules and regulations applicable to the Community.  Such use restrictions and rules shall be distributed to all Owners and Occupants prior to the date that they are to become effective and shall thereafter be binding upon all owners and Occupants until and unless overruled, cancelled, or modified in a regular or special meeting by a majority of the Total Association Vote.
 
Section 2.        Residential Use.  All Lots shall be used for residential purposes exclusively.  No business or business activity shall be carried on, in or upon any Lot at any time except with the written approval of the Board.  Leasing of a Lot shall not be considered a business or business activity.  However, the Board may, but shall not be obligated to, permit a Lot to be used for business purposes so long as such business, in the sole discretion of the Board, does not otherwise violate the provisions of the Declaration or Bylaws, does not create a disturbance and does not unduly increase traffic flow or parking congestion.  The Board may issue rules regarding permitted business activities.
 
Section 3.        Architectural Standards.  No exterior construction, alteration, addition, or erection of any nature whatsoever shall be commenced or placed upon any part of the Community, except such as is installed by the Declarant, or as is approved in accordance with this Section, or as is otherwise expressly permitted herein.  No exterior construction, addition, erection, or alteration shall be made unless and until plans and specifications showing at least the nature, kind, shape, height, materials, and location shall have been submitted in writing to and approved by an Architectural Review Committee ("ARC").  The ARC may be established such that it is divided into two subcommittees, with one subcommittee having jurisdiction over modifications and the other having jurisdiction over new construction.  The Board may employ architects, engineers, or other Persons as it deems necessary to enable the ARC to perform its review.  The ARC may, from time to time, delegate any of its rights or responsibilities hereunder to one or more duly licensed architects or other qualified Persons, which shall have full authority to act on behalf of the committee for all matters delegated.  Written design guidelines and procedures may be promulgated for the exercise of this review, which guidelines may provide for a review fee.  So long as the Declarant owns any property for development and/or sale in the Community or has the right unilaterally to annex additional property to the Community, the Declarant shall have the right to appoint all members of the ARC.  Upon the expiration or earlier surrender in writing of such right, the Board shall appoint the members of the ARC.
 
If the ARC fails to approve or to disapprove submitted plans and specifications within sixty (60) days after the plans and specifications have been submitted to it, the foregoing will be deemed approved.  However, all activities commenced pursuant to plans which have been deemed approved shall be consistent with such plans.
 
As a condition of approval under this Section, each Owner, on behalf of such owner and such Owner's successors‑in‑interest, shall assume all responsibilities for maintenance, repair, replacement, and insurance to and on any change, modification, addition, or alteration.  In the discretion of the ARC, an Owner may be made to verify such condition of approval by a recordable written instrument acknowledged by such owner on behalf Of such Owner and such Owner's successors‑ in‑interest.  The ARC shall be the sole arbiter of such plans and may withhold approval for any reason, including purely aesthetic considerations, and it shall be entitled to stop any construction in violation of these restrictions.  Any member of the Board or its representatives shall have the right, during reasonable hours and after reasonable notice, to enter upon any property to inspect for the purpose of ascertaining whether or not these restrictive covenants have been or are being complied with.  Such Person or Persons shall not be deemed guilty of trespass by reason of such entry.  In addition to any other remedies available to the Association, in the event of noncompliance with this Section, the Board may, as provided in Article XI, Section 1 hereof, record in the appropriate land records a notice of violation naming the violating Owner.
 
PLANS AND SPECIFICATIONS ARE NOT APPROVED FOR ENGINEERING OR STRUCTURAL DESIGN OR QUALITY OF MATERIALS, AND BY APPROVING SUCH PLANS AND SPECIFICATIONS NEITHER THE ARC, THE MEMBERS THEREOF, NOR THE ASSOCIATION ASSUMES LIABILITY OR RESPONSIBILITY THEREFOR, NOR FOR ANY DEFECT IN ANY STRUCTURE CONSTRUCTED FROM SUCH PLANS AND SPECIFICATIONS.  NEITHER DECLARANT, THE ASSOCIATION, THE ARC, THE BOARD, NOR THE OFFICERS, DIRECTORS, MEMBERS, EMPLOYEES, AND AGENTS OF ANY OF THEM SHALL BE LIABLE IN DAMAGES TO ANYONE SUBMITTING PLANS AND SPECIFICATIONS TO ANY OF THEM FOR APPROVAL, OR TO ANY OWNER OF PROPERTY AFFECTED BY THESE RESTRICTIONS BY REASON OF MISTAKE IN JUDGMENT, NEGLIGENCE, OR NONFEASANCE ARISING OUT OF OR IN CONNECTION WITH THE APPROVAL OR DISAPPROVAL OR FAILURE TO APPROVE OR DISAPPROVE ANY SUCH PLANS OR SPECIFICATIONS.  EVERY PERSON WHO SUBMITS PLANS OR SPECIFICATIONS AND EVERY OWNER AGREES THAT SUCH PERSON OR OWNER WILL NOT BRING ANY ACTION OR SUIT AGAINST DECLARANT, THE ASSOCIATION, THE ARC, THE BOARD, OR THE OFFICERS, DIRECTORS, MEMBERS, EMPLOYEES, AND AGENTS OF ANY OF THEM TO RECOVER ANY DAMAGES AND HEREBY RELEASES, REMISES, QUITCLAIMS, AND COVENANTS NOT TO SUE FOR ALL CLAIMS, DEMANDS, AND CAUSES OF ACTION ARISING OUT OF OR IN CONNECTION WITH ANY JUDGMENT, NEGLIGENCE, OR NONFEASANCE AND HEREBY WAIVES THE PROVISIONS OF ANY LAW WHICH PROVIDES THAT A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS, DEMANDS, AND CAUSES OF ACTION NOT KNOWN AT THE TIME THE RELEASE IS GIVEN.
 
Section 4.        Signs.  No sign of any kind shall be erected by an Owner or Occupant within the Community without the prior written consent of the ARC except (a) not more than one "For Sale" and "For Rent" sign consistent with the Community‑Wide Standard and having a maximum area of four square feet and a maximum height of four feet above ground level, (b) security signs consistent with the Community‑Wide Standard, (c) any signs required by legal proceedings, and (d) signs erected by Declarant.  Notwithstanding the foregoing, the Board shall have the right to erect reasonable and appropriate signs.
 
Section 5.        Vehicles.  The term "vehicles," as used herein, shall include, without limitation, motor homes, boats, trailers, motorcycles, minibikes, scooters, go‑carts, trucks, campers, buses, vans, and automobiles.  Vehicles shall not be parked on any streets within the Community, including, without limitation, the Private Drives (as defined in Article X, Section 5 of this Declaration) except those portions of the Private Drives designated by the Declarant specifically for the parking of vehicles.  Vehicles shall not be parked on Common Property or on any portion of a Lot other than the parking spaces so designated by Declarant.  All parking shall be subject to such rules and regulations as the Board may adopt.
 
Notwithstanding anything provided herein to the contrary, no towed vehicle, boat, boat trailer, recreational vehicle, motor home, mobile home, bus, truck with camper top, commercial vehicle, truck over one ton capacity, trailer, motorcycle, minibike, scooter, go‑cart or similar recreational vehicle shall be permitted on any Lot for periods longer than 48 consecutive hours (the intent of this provision is that the aforementioned vehicles may not be stored on a Lot except if in a garage and the temporary removal of such vehicle from a Lot to break the continuity of the 48 consecutive hours shall not be sufficient to establish compliance with this restriction).  Any such vehicle shall be considered a nuisance and may be removed from the Community.  Trucks with mounted campers which are an Owner's or Occupant's primary means of transportation shall not be subject to the restrictions contained in this paragraph provided such vehicles are used on a regular basis for transportation and the camper is stored out of public view upon removal from the vehicle.
 
No vehicle may be left upon any portion of the Community if it is unlicensed or if it is in an condition such that it is incapable of being operated upon the public highways.  Any such vehicle shall be considered a nuisance and may be removed from the Community.
 
Section 6.        Leasing.  Lots may be leased for residential purposes.  All leases shall require, without limitation, that the tenant acknowledge receipt of a copy of the Declaration, Bylaws, use restrictions, and rules and regulations of the Association.  The lease shall also obligate the tenant to comply with the foregoing.
 
Section 7.        Occupants Bound.  All provisions of the Declaration, Bylaws, and of any rules and regulations, use restrictions or design guidelines promulgated pursuant thereto which govern the conduct of Owners and which provide for sanctions against Owners shall also apply to all Occupants even though Occupants are not specifically mentioned.  Fines may be levied against Owners or Occupants.  If a fine is first levied against an Occupant and is not paid timely, the fine may then be levied against the owner.
 
Section 8.        Animals and Pets.  No animals, livestock, or poultry of any kind may be raised, bred, kept, or permitted on any Lot, except that dogs, cats, or other usual and common household pets in reasonable number, as determined by the Board, may be kept on a Lot; provided, however, those pets which are permitted to roam free, or, in the sole discretion of the Board endanger the health, make objectionable noise, or constitute a nuisance or inconvenience to the Owners or Occupants of other Lots or the owner of any property located adjacent to the Community may be removed by the Board.  No pets shall be kept, bred or maintained for any commercial purpose.  Dogs which are household pets shall at all times whenever they are outside a Lot be confined on a leash.  No animals shall be left unattended in the Community unless any such animal is in the enclosed portion of a residence.  The Owner of the Lot on which any animal is kept shall be responsible for cleaning any droppings left by the animal in the Community immediately after such droppings are deposited by the animal.  Without prejudice to the Board's right to remove any such household pets, no household pet that has caused damage or injury may be walked in the Community.
 
Section 9.        Nuisance.  It shall be the responsibility of each Owner and Occupant to prevent the development of any unclean, unhealthy, unsightly, or unkempt condition on such Owner's Lot.  No property within the Community shall be used, in whole or in part, for the storage of any property or thing that will cause such Lot to appear to be in an unclean or untidy condition or that will be obnoxious to the eye; nor shall any substance, thing, or material be kept that will emit foul or obnoxious odors or that will cause any noise or other condition that will or might disturb the peace, quiet, safety, comfort, or serenity of the occupants of surrounding property.  No noxious or offensive activity shall be carried on within the Community, nor shall anything be done tending to cause embarrassment, discomfort, annoyance, or nuisance to any Person using any property within the Community.  There shall not be maintained any plants or animals or device or thing of any sort whose activities or existence in any way is noxious, dangerous, unsightly, unpleasant, or of a nature as may diminish or destroy the enjoyment of the Community.  Without limiting the generality of the foregoing, no speaker, horn, whistle, siren, bell, amplifier or other Bound device, except such devices as may be used exclusively for security purposes,
shall be located, installed or maintained upon the exterior of any Lot unless required by law.
 
Section 10.      Unsightly or Unkempt Conditions.  The pursuit of hobbies or other activities, including specifically, without limiting the generality of the foregoing, the assembly and disassembly of motor vehicles and other mechanical devices, which might tend to cause disorderly, unsightly, or unkempt conditions, shall not be pursued or undertaken in any part of the Community.
 
Section 11.      Antennas.  No exterior antennas of any kind, including, without limitation, satellite dishes, shall be placed, allowed, or maintained upon any portion of the Community, including any Lot, without the prior written consent of the ARC.
 
Section 12.      Tree Removal.  No trees shall be removed from any portion of the Community without the prior written consent of the ARC except for (a) trees that are located within ten (10) feet of a drainage area, a septic field, a sidewalk, a residence or a driveway, (b) diseased or dead trees, and (c) trees removed by Declarant.
 
Section 13.      Drainage.  Catch basins and drainage areas are for the purpose of natural flow of water only.  No obstructions or debris shall be placed in these areas.  No Owner or Occupant may obstruct or rechannel the drainage flows after location and installation of drainage swales, storm sewers, or storm drains.  Declarant hereby reserves for the benefit of Declarant and the Association and their respective successors and assigns a perpetual easement across the Community property for the purpose of altering drainage and water flow.  Rights exercised pursuant to such reserved easement shall be exercised with a minimum of interference to the quiet enjoyment of affected property, reasonable steps shall be taken to protect such property, and damage shall be repaired by the Person causing the damage at its sole expense.
 
Section 14.      Sight Distance at Intersections.  All property located at street intersections shall be landscaped so as to permit safe sight across the street corners.  No fence, wall, hedge, or shrub planting shall be placed or permitted to remain where it would create a traffic or sight problem.
 
Section 15.      Garbage Cans, Woodpiles, Etc.  All rubbish, trash, and garbage shall be regularly removed and shall not be allowed to accumulate.  If rubbish, garbage or any other form of solid waste is to be disposed of by being collected on a regular and recurring basis, containers may be placed in the open only on the evening before a pick‑up is to be made as necessary to provide access to Persons making such pick‑up.  Trash, garbage, debris, or other waste matter of any kind may not be burned within the Community.  Notwithstanding anything provided herein to the contrary, Declarant and any builder approved by Declarant may burn trash, garbage or debris within the Community during construction.
 
Section 16.      Subdivision of Lot.  No Lot shall be subdivided or its boundary lines changed except with the prior written approval of the ARC.  Declarant, however, hereby expressly reserves the right to replat any Lot or Lots owned by Declarant.  Any such division, boundary line change, or replatting shall not be in violation of the applicable subdivision and zoning regulations.
 
Section 17.      Guns.  The use of firearms in the Community is prohibited.  The term "firearms" includes without limitation "B‑B" guns, pellet guns, and small firearms of all types.
 
Section 18.      Fences.  No fence or fencing type barrier of any kind shall be placed, erected, allowed, or maintained upon any portion of the Community, including any Lot, without the prior written consent of the ARC.  The ARC may issue guidelines detailing acceptable fence styles or specifications, but in no event may a chain link or barbed wire fence be approved.
 
Section 19.      Utility Lines.  Except as may be permitted by the ARC, no overhead utility lines, including lines for cable television, shall be permitted within the Community, except for temporary lines as required during construction and lines installed by or at the request of Declarant.
 
Section 20.      Air‑Conditioning Units.  Except as may be permitted by the ARC, no window air conditioning units may be installed.
 
Section 21.      Lighting.  Except as may be permitted by the ARC, exterior lighting visible from the street shall not be permitted except for (a) approved lighting as originally installed on a Lot; or (b) seasonal decorative lights.
 
Section 22.      Artificial Vegetation, Exterior Sculpture, and Similar Items.  No artificial vegetation shall be permitted on the exterior of any property.  Exterior sculpture, fountains, flags, and similar items must be approved by the ARC.
 
Section 23.      Energy Conservation Equipment.  No solar energy collector panels or attendant hardware or other energy conservation equipment shall be constructed or installed unless they are an integral and harmonious part of the architectural design of a structure, as determined in the sole discretion of the ARC.
 
Section 24.      Swimming Pools.  No swimming pool shall be constructed, erected or maintained upon any Lot.
 
Section 25.      Gardens, Play Equipment and Pools.  No vegetable garden, hammock, statuary, play equipment (including, without limitation, basketball goals), or pool shall be constructed, erected or maintained upon any Lot unless the type and location thereof has been previously approved by the ARC.
 
Section 26.      Mailboxes.  All mailboxes located on Lots shall be of a similar style approved by the ARC and shall be installed initially by the original home builder.  Replacement mailboxes may be installed after the type has been approved in writing by the ARC.
 
Section 27.      Exteriors.  Any change to the exterior color of any improvement located on a Lot, including, without limitation, the dwelling or any fence located on a Lot, must be approved by the ARC.
 
Section 28.      Clotheslines.  No exterior clotheslines of any type shall be permitted upon any Lot.
 
Section 29.      Exterior Security Devices.  No exterior security devices, including, without limitation, window bars, shall be permitted on any residence or Lot.  Signs placed on the Lot or the exterior of the residence stating that such residence is protected by a security system shall not be deemed to constitute an exterior security device.
 
Article VII
Insurance and Casualty Losses
 
Section 1.        Association Insurance.  If and to the extent necessary to satisfy the requirements of the Federal Home Loan Mortgage Corporation, the Federal National Mortgage Association, the U.S.  Department of Veterans Affairs ("VA") or the U.S.  Department of Housing and Urban Development ("HUD"), or otherwise as determined by the Board of Directors, the Board of Directors or the duly authorized agent of the Association shall have the authority to and shall obtain or cause to be obtained the following insurance:
 
(a)       for all insurable improvements, whether or not located on Common Property, which the Association is obligated to maintain.  This insurance shall provide, at a minimum, fire and extended coverage, including vandalism and malicious mischief, and shall be in an amount sufficient to cover the full replacement cost of any repair or reconstruction in the event of damage or destruction from any such hazard.  Alternatively, the Board may purchase "all‑risk" coverage in like amounts;
 
(b)       a public liability policy covering the Association and its members for all damage or injury caused by the negligence of the Association or any of its members or agents, and, if reasonably available, directors, and officers, liability insurance.  The public liability policy shall have a combined single limit of at least one Million Dollars ($1,000,000.00); and
 
(c)       such other insurance necessary to satisfy the requirements of applicable laws or deemed necessary in the sole discretion of the Board.
 
Premiums for all insurance shall be common expenses of the Association.  The policies may contain a reasonable deductible, and the amount thereof shall not be subtracted from the face amount of the policy in determining whether the insurance at least equals the full replacement cost.
 
All such insurance coverage obtained by the Board of Directors shall be written in the name of the Association, as trustee for the respective benefited parties.  All policies shall be written with a company authorized to do business in Georgia.  Exclusive authority to adjust losses under policies obtained by the Association shall be vested in the Association's Board of Directors; provided, however, no Mortgagee having an interest in such losses may be prohibited from participating in the settlement negotiations, if any, related thereto.  The Association's Board of Directors shall make every reasonable effort to secure insurance policies that will provide that no policy may be cancelled, subjected to nonrenewal or substantially modified without at least thirty (30) days' prior written notice to the Association.  All insurance policies shall be reviewed annually by one or more qualified persons, at least one of whom must be in the real estate industry and familiar with construction in the county where the Community is located.
 
The Board is hereby authorized to contract with or otherwise arrange to obtain the insurance coverage required hereunder through the Declarant and to reimburse Declarant for the cost thereof, and Declarant shall be authorized, but not obligated, to purchase such insurance coverage for the benefit of the Association and the Owners upon Declarant and the Association agreeing upon the terms and conditions applicable to reimbursement by the Association for costs incurred by Declarant in obtaining such coverage.  Notwithstanding anything contained in this Declaration to the contrary, the Board shall not be required to comply with the provisions of this Article if the Board has contracted for or otherwise arranged to obtain the required insurance coverage through the Declarant.
 
Section 2.        Individual Insurance.  By virtue of taking title to a Lot subject to the terms of this Declaration, each Owner acknowledges that the Association has no obligation to provide any insurance for any portion of individual Lots, and each Owner covenants and agrees with all other Owners and with the Association that each Owner shall carry blanket all‑risk casualty insurance on the Lot and all structures constructed thereon and a liability policy covering damage or injury occurring on a Lot.  The casualty insurance shall cover loss or damage by fire and other hazards commonly insured under an "all‑risk" policy, if reasonably available, including vandalism and malicious mischief, and shall be in an amount sufficient to cover the full replacement cost of any repair or reconstruction in the event of damage or destruction from any such hazard.  If all‑risk coverage is not reasonably available, Owners shall obtain, at a minimum, fire and extended coverage.  The policies required hereunder shall be in effect at all times.  Authority to adjust losses under policies obtained by an Owner shall be vested in the Owner.  The Association shall have the right, but not the obligation, at the expense of the Owner, to acquire the insurance required to be maintained by the Owner if the Owner fails to provide a valid policy to the Association with a prepaid receipt within ten (10) days after receipt by the Owner of a written request from the Association.  If the Association does acquire insurance on behalf of any Owner, the cost thereof shall be assessed against the Owner and the Lot as a specific assessment.
 
Section 3.        Damage and Destruction ‑‑ Insured by Owners.  The damage or destruction by fire or other casualty to all or any portion of any improvement on a Lot shall be repaired by the Owner thereof within one hundred twenty (120) days after such damage or destruction or, where repairs cannot be completed within one hundred twenty (120) days, they shall be commenced within such period and shall be completed within a reasonable time thereafter.  Alternatively, the Owner may elect to demolish all improvements on the Lot and remove all debris therefrom within one hundred twenty (120) days after such damage or destruction.  In the event of noncompliance with this provision, the Board of Directors shall have all enforcement powers specified in Article XI, Section 1 of this Declaration.
 
Article VIII
Annexation and Withdrawal of Property
 
Section 1.        Unilateral Annexation By Declarant.  As the owner thereof or, if not the owner, with the consent of the owner thereof, Declarant shall have the unilateral right, privilege, and option from time to time at any time until three (3) years after the recording of this Declaration to subject all or any portion of the real property described in Exhibit "C", attached hereto and by reference made a part hereof to the provisions of this Declaration and the jurisdiction of the Association by filing for record in the county in which the property to be annexed is located a Supplementary Declaration describing the property being subjected.  Any such annexation shall be effective upon the filing for record of such Supplementary Declaration unless otherwise provided therein.  As long as covenants applicable to the real property previously subjected to this Declaration are not changed and as long as rights of existing owners are not adversely affected, the Declarant may unilaterally amend this Declaration to reflect the different character of any such annexed real property.
 
The rights reserved unto Declarant to subject additional land to the Declaration shall not impose any obligation upon Declarant to subject any of such additional land to this Declaration or to the jurisdiction of the Association.  If such additional land is not subjected to this Declaration, Declarant's reserved rights shall not impose any obligation on Declarant to impose any covenants and restrictions similar to those contained herein upon such additional land nor shall such rights in any manner limit or restrict the use to which such additional land may be put by Declarant or any subsequent owner thereof, whether such uses are consistent with the covenants and restrictions imposed hereby or not.
 
Section 2.        Other Annexation.  Subject to the consent of the owner(s) thereof and the consent of the Declarant (so long as the Declarant owns any property for development and/or sale in the Community or has the right unilaterally to annex additional property to the Community), upon the affirmative vote or written consent, or any combination thereof, of the owners of at least two‑thirds (2/3) of the Lots (other than Lots owned by Declarant so long as the consent of Declarant is required), the Association may annex real property to the provisions of this Declaration and the jurisdiction of the Association by filing for record in the county in which the property to be annexed is located a Supplementary Declaration describing the property being annexed.  Any such Supplementary Declaration shall be signed by the President of the Association whose signature shall be attested by the Secretary of the Association, and any such annexation shall be effective only upon the filing for record of such Supplementary Declaration, unless a later effective date is provided therein.
 
Section 3.        Withdrawal of Property.  Declarant reserves the right to amend this Declaration so long as it has a right to annex additional property pursuant to this Article for the purpose of removing any portion of the Community then owned by Declarant or the Association from the coverage of this Declaration, to the extent originally included in error or as a result of any changes whatsoever in the plans for the Community, provided such withdrawal is not unequivocally contrary to the overall, uniform scheme of development for the Community.
 
Article IX
Mortgagee Provisions
 
The following provisions are for the benefit of holders of first Mortgages on Lots in the Community.  The provisions of this Article apply to both this Declaration and to the Bylaws, notwithstanding any other provisions contained therein.
 
Section 1.       Notices of Action.  An institutional holder, insurer, or guarantor of a first Mortgage, who provides a written request to the Association (such request to state the name and address of such holder, insurer, or guarantor and the Lot number, therefore becoming an "eligible holder"), will be entitled to timely written notice of:
 
(a)       any condemnation loss or any casualty loss which affects a material portion of the Community or which affects any Lot on which there is a first Mortgage held, insured, or guaranteed by such eligible holder;
 
(b)       any delinquency in the payment of assessments or charges owed by an Owner of a Lot subject to the Mortgage of such eligible holder, where such delinquency has continued for a period of sixty (60) days; provided, however, notwithstanding this provision, any holder of a first Mortgage, upon request, is entitled to written notice from the Association of any default in the performance by the Owner of the encumbered Lot of any obligation under the Declaration or Bylaws of the Association which is not cured within sixty (60) days;
 
(c)       any lapse, cancellation, or material modification of any insurance policy maintained by the Association; or
 
(d)       any proposed action which would require the consent of a specified percentage of Mortgage holders.
 
Section 2.       No Priority.  No provision of this Declaration or the Bylaws gives or shall be construed as giving any Owner or other party priority over any rights of the first Mortgagee of any Lot in the case of distribution to such owner of insurance proceeds or condemnation awards for losses to or a taking of the Common Property.
 
Section 3.       Notice to Association.  Upon request, each Lot Owner shall be obligated to furnish to the Association the name and address of the holder of any Mortgage encumbering such Owner's Lot.
 
Section 4.       VA/HUD Approval.  As long as the Declarant has the right to appoint and remove the directors of the Association, the following actions shall require the prior approval of the VA so long as the VA is guaranteeing any Mortgage in the Community, and HUD so long as HUD is insuring any Mortgage in the Community: annexation of additional property to the Community, except for annexation by Declarant in accordance with Article VIII, Section 1 hereof pursuant to a plan of annexation previously approved by the VA and/or HUD as applicable; dedication of Common Property to any public entity; mortgaging of Common Property; mergers and consolidations; dissolution of the Association; and material amendment of the Declaration, the Bylaws, or the Articles of Incorporation of the Association.
 
Section 5.       Applicability of Article IX.  Nothing contained in this Article shall be construed to reduce the percentage vote that must otherwise be obtained under the Declaration, Bylaws, or Georgia law for any of the acts set out in this Article.
 
Section 6.        Failure of Mortgagee to Respond.  Any Mortgagee who receives a written request from the Board to respond to or consent to any action shall be deemed to have approved such action if the Association does not receive a written response from the Mortgagee within thirty (30) days of the date of the Association's request.
 
Section 7.        Amendments by Board.  Should the Federal National Mortgage Association, the Federal Home Loan Mortgage Corporation, HUD or VA subsequently delete any of their respective requirements which necessitate the provisions Of this Article or make any such requirements less stringent, the Board, without approval of the Owners, may cause an amendment to this Article to be recorded to reflect such changes.
 
Article X
Easements
 
Section 1.        Easements for Encroachment and Overhang.  There shall be reciprocal appurtenant easements for encroachment and overhang as between adjacent Lots due to the unintentional placement or settling or shifting of the improvements constructed, reconstructed, or altered thereon (in accordance with the terms of this Declaration) to a distance of not more than five (5) feet, as measured from any point on the common boundary between adjacent Lots along a line perpendicular to such boundary at such point; provided, however, in no event shall an easement for encroachment exist if such encroachment occurred due to willful conduct on the part of an Owner, tenant, or the Association.
 
Section 2.        Easements for Utilities.  There is hereby reserved to the Declarant and the Association blanket easements upon, across, above and under all property within the Community for access, ingress, egress, installation, repairing, replacing, and maintaining all utilities serving the Community or any portion thereof, including, but not limited to, gas, water, sanitary sewer, telephone and electricity, as well as storm drainage and any other service such as, but not limited to, a master television antenna system, cable television system, or security system which the Declarant or the Association might decide to have installed to serve the Community.  It shall be expressly permissible for the Declarant, the Association, or the designee of either, as the case may be, to install, repair, replace, and maintain or to authorize the installation, repairing, replacing, and maintaining of such wires, conduits, cables and other equipment related to the providing of any such utility or service.  Should any party furnishing any such utility or service request a specific license or easement by separate recordable document, the Board shall have the right to grant such easement.
 
Section 3.        Easement for Entry.  In addition to the right of the Board to exercise self‑help as provided in Article XI, Section 2 hereof, the Board shall have the right, but shall not be obligated, to enter upon any property within the Community for emergency, security, and safety reasons, which right may be exercised by the manager, and all policemen, firemen, ambulance personnel, and similar emergency personnel in the performance of their respective duties.  Except in an emergency situation, entry shall only be during reasonable hours and after notice to the Owner, and the entering party shall be responsible for any damage caused.  This right of entry shall include the right of the Board to enter to cure any condition which may increase the possibility of a fire, slope erosion, or other hazard in the event an Owner or occupant fails or refuses to cure the condition upon request by the Board.
 
Section 4.        Easement for Maintenance.  Declarant hereby expressly reserves a perpetual easement for the benefit of the Association across such portions of the Community, determined in the sole discretion of the Association, as are necessary to allow for the maintenance required under Article V.  Such maintenance shall be performed with a minimum of interference to the quiet enjoyment to Lots, reasonable steps shall be taken to protect such property, and damage shall be repaired by the Person causing the damage at its sole expense.
 
Section 5.        Easements for Common Driveways.  Declarant hereby expressly reserves and creates joint and reciprocal easements in perpetuity for vehicular and pedestrian traffic in, upon, over and across those areas on the Lots identified on Exhibit "E" attached hereto and incorporated herein by this reference on which a private drive has been constructed by the Declarant (hereinafter the "Private Drive(s) ") for access to and ingress and egress to and from the Lots containing any portion of such Private Drives.  The Private Drives shall continue to be used for this purpose by the owners of such Lots and by the subsequent Owners and successors in title to such Lots.  In connection with the reservation of this easement, it is acknowledged and agreed that the Owners of the Lots burdened by this easement will be required to utilize the easement for access to, and ingress and egress, to and from their Lot and that such easement is critical to the future use and enjoyment of such Owner's Lot.  No Owner of any such Lot shall be allowed to change, alter or diminish the right of the Owners of such Lots to the use and enjoyment of the Private Drives.
 
Section 6.        Pedestrian Easements.  Declarant hereby expressly reserves and creates joint and reciprocal easements in perpetuity for pedestrian traffic in, upon, over and across those paved areas on the Lots identified on Exhibit "F" attached hereto and incorporated herein by this reference on which a sidewalk and courtyard have been constructed by the Declarant (hereinafter the "Pedestrian Easements") for use by all owners.  No Owner of a Lot burdened by the Pedestrian Easements shall be allowed to change, alter or diminish the right of the owners to the use and enjoyment of the Pedestrian Easements.
 
Section 7.        Construction and Sale Period Easement.  Notwithstanding any provisions contained in this Declaration, the Bylaws, the Articles of Incorporation of the Association, use restrictions, rules and regulations, design guidelines, and any amendments thereto, until Declarant's right unilaterally to subject property to this Declaration as provided in Article VIII terminates and thereafter so long as Declarant owns any property in the Community for development and/or sale, Declarant reserves an easement across all Community property for Declarant and any builder or developer approved by Declarant to maintain and carry on, upon such portion of the Community as Declarant may reasonably deem necessary, such facilities and activities as in the sole opinion of Declarant may be required, convenient, or incidental to Declarant's and such builder's or developer's development, construction, and sales activities related to property described on Exhibit "B" and Exhibit "C" to this Declaration, including, but without limitation: (a) the right of access, ingress and egress for vehicular and pedestrian traffic and construction activities over, under, on or in the Community, including, without limitation, any Lot; (b) the right to tie into any portion of the community with driveways, parking areas and walkways; (c) the right to tie into and/or otherwise connect and use (without a tap‑on or any other fee for so doing), replace, relocate, maintain and repair any device which provides utility or similar services including, without limitation, electrical, telephone, natural gas, water, sewer and drainage lines and facilities constructed or installed in, on, under and/or over the Community; (d) the right to grant easements over, under, in or on the Community, including, without limitation, the Lots, for the benefit of neighboring properties for the purpose of tying into and/or otherwise connecting and using sewer and drainage lines and facilities constructed or installed in, on, under and/or over the Community; (e) the right to carry on sales and promotional activities in the Community; and (f) the right to construct and operate business offices, signs, construction trailers, model residences, and sales offices.  Declarant and any such builder or developer may use residences, offices, or other buildings owned or leased by Declarant or such builder or developer as model residences and sales offices and may also use Common Property, if any, available for use by the Community as a sales office without charge.  Rights exercised pursuant to such reserved easement shall be exercised with a minimum of interference to the quiet enjoyment of affected property, reasonable steps shall be taken to protect such property, and damage shall be repaired by the Person causing the damage at its sole expense.  This Section shall not be amended without the Declarant ' s express written consent until the Declarant's rights hereunder have terminated as hereinabove provided.
 
Article XI
General Provisions
 
Section 1.        Enforcement.  Each Owner and Occupant shall comply strictly with the Bylaws, the rules and regulations, the use restrictions, as they may be lawfully amended or modified from time to time, and with the covenants, conditions, and restrictions set forth in this Declaration and in the deed to such Owner's Lot, if any.  The Board of Directors may impose fines or other sanctions, which shall be collected as provided herein for the collection of assessments.  Failure to comply with this Declaration, the Bylaws or the rules and regulations shall be grounds for an action to recover sums due for damages or injunctive relief, or both, maintainable by the Board of Directors, on behalf of the Association, or, in a proper case, by an aggrieved owner.  In any such action for damages or injunctive relief brought by the Association, the Association shall be entitled to recover reasonable attorney's fees actually incurred and court costs incurred by the Association in bringing such action.  Failure by the Association or any owner to enforce any of the foregoing shall in no event be deemed a waiver of the right to do so thereafter.  The Board shall have the right to record in the appropriate land records a notice of violation of the Declaration, Bylaws, rules and regulations, use restrictions, or design guidelines and to assess the cost of recording and removing such notice against the Owner who is responsible (or whose Occupants are responsible) for violating the foregoing.  In addition to the other remedies provided herein, the Association shall have the right to suspend the voting rights of a Lot Owner for a reasonable period of time for an infraction of the Declaration, Bylaws or rules and regulations promulgated pursuant to this Declaration.
 
Section 2.        Self‑Help.  In addition to any other remedies provided for herein, the Association or its duly authorized agent shall have the power to enter upon any Lot or any other portion of the Community to abate or remove, using such force as may be reasonably necessary, any structure, thing or condition which violates this Declaration, the Bylaws, the rules and regulations, or the use restrictions.  Unless an emergency situation exists, the Board shall give the violating Lot Owner ten (10) days' written notice of its intent to exercise self‑help.  Notwithstanding the foregoing, vehicles may be towed after reasonable notice.  All costs of self‑help, including, without limitation, reasonable attorney's fees actually incurred, shall be assessed against the violating Lot Owner and shall be collected as provided for herein for the collection of assessments.
 
Section 3.        Duration.  The covenants and restrictions of this Declaration shall run with and bind the Community, and shall inure to the benefit of and shall be enforceable by the Association or any Owner, their respective legal representatives, heirs, successors, and assigns, perpetually to the extent provided by law; provided, however, if Georgia law limits the period during which covenants restricting land to certain uses may run, any provisions of this Declaration affected thereby shall run with and bind the land so long as permitted by such law, after which time any such provisions shall be (a) automatically extended for successive periods of ten (10) years, unless a written instrument reflecting disapproval signed by the then owners of at least two‑thirds (2/3) of the Lots and the Declarant (BO long as the Declarant owns any property for development and/or sale in the Community or has the right unilaterally to annex additional property to the Community) has been recorded within the year immediately preceding the beginning of a ten (10) year renewal period agreeing to change such provisions, in whole or in part, or to terminate the same, in which case this Declaration shall be modified or terminated to the extent specified therein; or (b) extended as otherwise provided by law.  Every purchaser or grantee of any interest (including, without limitation, a security interest) in any real property subject to this Declaration, by acceptance of a deed or other conveyance therefor, thereby agrees that such provisions of this Declaration may be extended and renewed as provided in this Section.
 
Section 4.        Amendment.  This Declaration may be amended unilaterally at any time and from time to time by Declarant (a) if such amendment is necessary to bring any provision hereof into compliance with any applicable governmental statute, rule, or regulation or judicial determination which shall be in conflict therewith; (b) if such amendment is necessary to enable any reputable title insurance company to issue title insurance coverage with respect to the Lots subject to this Declaration; (c) if such amendment is required by an institutional or governmental lender or purchaser of Mortgage loans, including, for example, the Federal National Mortgage Association or Federal Home Loan Mortgage Corporation, to enable such lender or purchaser to make or purchase Mortgage loans on the Lots subject to this Declaration; or (d) if such amendment is necessary to enable any governmental agency or reputable private insurance company to insure or guarantee Mortgage loans on the Lots subject to this Declaration; provided, however, any such amendment shall not adversely affect the title to any Owner's Lot unless any such Lot owner shall consent thereto in writing.  Further, so long as Declarant has the right unilaterally to subject additional property to this Declaration as provided in Article VIII hereof, Declarant may unilaterally amend this Declaration for any other purpose; provided, however, any such amendment shall not materially adversely affect the substantive rights of any Lot Owner hereunder, nor shall it adversely affect title to any Lot without the consent of the affected Lot owner.
 
In addition to the above, this Declaration may be amended upon the affirmative vote or written consent, or any combination thereof, of the owners of at least two‑thirds (2/3) of the Lots (other than Lots of Declarant so long as the consent of Declarant is required) and the consent of Declarant (so long as the Declarant owns any property for development and/or sale in the Community or has the right unilaterally to annex additional property to the Community).  Amendments to this Declaration shall become effective upon recordation, unless a later effective date is specified therein.  No provision of this Declaration which reserves or grants special rights to the Declarant shall be amended without the Declarant's prior written approval so long as the Declarant owns any property for development and/or sale in the Community, or subject to annexation to the Community.
 
Any lawsuit challenging any aspect of an amendment to this Declaration must be filed in the Superior Court of DeKalb County, Georgia within one (1) year of the date of recordation of such amendment in the DeKalb County, Georgia land records.
 
Section 5.        Gender and Grammar.  The singular, wherever used herein, shall be construed to mean the plural, when applicable, and the use of the masculine pronoun shall include the neuter and feminine.
 
Section 6.        Severability.  Whenever possible, each provision of this Declaration shall be interpreted in such manner as to be effective and valid, but if the application of any provision of this Declaration to any person or to any property shall be prohibited or held invalid, such prohibition or invalidity shall not affect any other provision or the application of any provision which can be given effect without the invalid provision or application, and, to this end, the provisions of this Declaration are declared to be severable.
 
Section 7.        Captions.  The captions of each Article and Section hereof, as to the contents of each Article and Section, are inserted only for convenience and are in no way to be construed as defining, limiting, extending, or otherwise modifying or adding to the particular Article or Section to which they refer.
 
Section 8.        Perpetuities.  If any of the covenants, conditions, restrictions, or other provisions of this Declaration shall be unlawful, void, or voidable for violation of the rule against perpetuities, then such provisions shall continue only until twenty‑one (21) years after the death of the last survivor of the now living descendants of Elizabeth II, Queen of England.
 
Section 9.        Indemnification.  To the fullest extent allowed by applicable Georgia law, the Association shall indemnify every officer and director against any and all expenses, including, without limitation, attorney's fees, imposed upon or reasonably incurred by any officer or director in connection with any action, suit, or other proceeding (including settlement of any suit or proceeding, if approved by the then Board of Directors) to which such officer or director may be a party by reason of being or having been an officer or director.  The officers and directors shall not be liable for any mistake of judgment, negligent or otherwise, except for their own individual willful misfeasance, malfeasance, misconduct, or bad faith.  The officers and directors shall have no personal liability with respect to any contract or other commitment made by them, in good faith, on behalf of the Association (except to the extent that such officers or directors may also be members of the Association), and the Association shall indemnify and forever hold each such officer and director free and harmless against any and all liability to others on account of any such contract or commitment.  Any right to indemnification provided for herein shall not be exclusive of any other rights to which any officer or director, or former officer or director, may be entitled.  The Association shall maintain adequate general liability and officers, and directors, liability insurance to fund this obligation, if such coverage is reasonably available.
 
Section 10.      Books and Records.
 
(a)       Inspection by Members and Mortgagees.  This Declaration, the Bylaws, copies of rules and use restrictions, membership register, books of account, and minutes of meetings of the members of the Board and of committees shall be made available for inspection and copying by any member of the Association or by the duly appointed representative of any member and by holders, insurers, or guarantors of any first Mortgage at any reasonable time and for a purpose reasonably related to such Person's interest as a member or holder, insurer, or guarantor of a first Mortgage at the office of the Association or at such other reasonable place as the Board shall prescribe.
 
(b)        Rules for Inspection.  The Board shall establish reasonable rules with respect to:
 
            (i)         notice to be given to the custodian of the records;
 
            (ii)        hours and days of the week when such an inspection may be made; and
 
            (iii)       payment of the cost of reproducing copies of documents.
 
(c)        Inspection by Directors.  Every director shall have the absolute right at any reasonable time to inspect all books, records, and documents of the Association and the physical properties owned or controlled by the Association.  The right of inspection by a director includes the right to make extra copies of documents at the reasonable expense of the Association.
 
Section 11.      Financial Review.  A review of the books and records of the Association shall be made annually in the manner as the Board of Directors may decide; provided, however, after having received the Board's financial statements at the annual meeting, by a majority of the Total Association Vote, the Owners may require that the accounts of the Association be audited as a common expense by a certified public accountant.  Upon written request of any institutional holder of a first Mortgage and upon payment of all necessary costs, such holder shall be entitled to receive a copy of audited financial statements within ninety (90) days of the date of the request.
 
Section 12.      Notice of Sale or Lease.  In the event an owner sells or leases such owner's Lot, the Owner shall give to the Association, in writing, prior to the effective date of such sale or lease, the name of the purchaser or lessee of the Lot and such other information as the Board may reasonably require.  upon acquisition of a Lot, each new Owner shall give the Association, in writing, the name and mailing address of the owner and such other information as the Board may reasonably request.
 
Section 13.      Agreements.  Subject to the prior approval of Declarant (so long as Declarant owns any property for development and/or sale in the Community or has the right unilaterally to annex additional property to the Community) all agreements and determinations, including settlement agreements regarding litigation involving the Association, lawfully authorized by the Board of Directors shall be binding upon all Owners, their heirs, legal representatives, successors, assigns, and others having an interest in the Community or the privilege of possession and enjoyment of any part of the Community.
 
Section 14.      Implied Rights.  The Association may exercise any right or privilege given to it expressly by this Declaration, the Bylaws, the Articles of Incorporation of the Association, any use restriction or rule, and every other right or privilege reasonably to be implied from the existence of any right or privilege given to it therein or reasonably necessary to effectuate any such right or privilege.
 
Section 15.      Variances.  Notwithstanding anything to the contrary contained herein, the Board of Directors or its designee shall be authorized to grant individual variances from any of the provisions of this Declaration, the Bylaws and any rule, regulation or use restriction promulgated pursuant thereto if it determines that waiver of application or enforcement of the provision in a particular case would not be inconsistent with the overall scheme of development for the Community.
 
Section 16.      Litigation.  No judicial or administrative proceeding shall be commenced or prosecuted by the Association unless approved by at least seventy‑five percent (75%) of the Total Association Vote.  This Section shall not apply, however, to (a) actions brought by the Association to enforce the provisions of this Declaration (including, without limitation, the foreclosure of liens), (b) the imposition and collection of assessments as provided in Article IV hereof, (c) proceedings involving challenges to ad valorem taxation, or (d) counterclaims brought by the Association in proceedings instituted against it.  This Section shall not be amended unless such amendment is made by the Declarant pursuant to Article XI, Section 4 hereof, or is approved by the percentage votes, and pursuant to the same procedures, necessary to institute proceedings as provided above.
 

IN WITNESS WHEREOF, the undersigned, the Declarant herein, hereby, executes this instrument by and through its duly authorized officers and under seal this 28th day of February, 1996.
 
 
The Housing Group, Inc., a Georgia corporation
 
By:                                                                  
            Michael C. Ray
            President
 
Signed, sealed, and delivered                                                                  [Corporate Seal]
in the presence of:
 
                                                           
WITNESS
 
                                                           
NOTARY REPUBLIC
 
My Commission Expires:                       
 
 
 
 


EXHIBIT "A"
 
Definitions
 
The following words, when used in this Declaration or in any Supplementary Declaration (unless the context shall prohibit), shall have the following meanings:
 
(a)        "Association" shall mean Candler Station Homeowners Association Inc., a nonprofit Georgia corporation, its successors and assigns.
 
(b)        "Board of Directors" or "Board" of the Association shall be the appointed or elected body, as applicable, having its normal meaning under Georgia law.
 
(c)        "Bylaws" shall refer to the Bylaws of Candler Station Homeowners Association Inc., attached to this Declaration as Exhibit "D" and incorporated herein by this reference.
 
(d)        "Common Property" shall mean any and all real and personal property and easements and other interests therein, together with the facilities and improvements located thereon, now or hereafter owned by the Association for the common use and enjoyment of the Owners.
 
(e)        "Community" shall mean and refer to that certain real property and interests therein described in Exhibit "B", attached hereto, and (i) such additions thereto as may be made by Declarant by Supplementary Declaration of all or any portion of the real property described in Exhibit "C" attached hereto; and (ii) such additions thereto as may be made by the Association by Supplementary Declaration of other real property.
 
(f)        "Community‑Wide Standard" shall mean the standard of conduct, maintenance, or other activity generally prevailing in the Community.  Such standard may be more specifically determined by the Board of Directors of the Association.  Such determination, however, must be consistent with the Community‑Wide Standard originally established by the Declarant.
 
(g)        "Declarant" shall mean and refer to The Housing Group, Inc., a Georgia corporation, and its successors‑in‑title and assigns, provided any such successor‑in‑title or assign shall acquire for the purpose of development or sale all or any portion of the remaining undeveloped or unsold portions of the real property described in Exhibit "B", attached hereto, or in Exhibit "C", attached hereto, and provided further, in the instrument of conveyance to any such successor‑in‑title or assign, such successor‑in‑title or assign is designated as the "Declarant" hereunder by the grantor of such conveyance, which grantor shall be the "Declarant" hereunder at the time of such conveyance; provided, further, upon such designation of such successor Declarant, all rights of the former Declarant in and to such status as "Declarant" hereunder shall cease, it being understood that as to all of the property described in Exhibit "B", attached hereto, and in Exhibit "C", attached hereto, which is now or hereafter subjected to this Declaration, there shall be only one "Declarant" hereunder at any one point in time.
 
(h)        "Lot" shall mean any plot of land within the Community, whether or not improvements are constructed thereon, which constitutes or will constitute, after the construction of improvements, a single‑family dwelling site as shown on a plat recorded in the land records of the county where the Community is located.
 
(i)         "Mortgage" means any mortgage, deed to secure debt, deed of trust, and any and all other similar instruments used for the purpose of encumbering real property in the Community as security for the payment or satisfaction of an obligation.
 
(j)         "Mortgagee" shall mean the holder of a Mortgage.
 
(k)        "Occupant" shall mean any Person occupying all or any portion of a residence or other property located within the Community for any period of time, regardless of whether such Person is a tenant of the Owner of such property.
 
(1)        "Owner" shall mean and refer to the record owner, whether one or more Persons, of the fee simple title to any Lot located within the Community, excluding, however, any Person holding such interest merely as security for the performance or satisfaction of any obligation.
 
(m)       "Person" means any natural person, as well as a corporation, joint venture, partnership (general or limited), limited liability company, association, trust, or other legal entity.
 
(n)        "Supplementary Declaration" means an amendment or supplement to this Declaration which subjects additional property to this Declaration or imposes, expressly or by reference, additional restrictions and obligations on the land described therein, or both.
 
(o)        "Total Association Vote" means all of the votes attributable to members of the Association (including votes of Declarant), and the consent of Declarant so long as Declarant owns any property for development and/or sale in the Community or has the right to unilaterally annex additional property to the Community.
 


EXHIBIT "B"
 
Property Submitted
 
ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 209 of the 15th District, DeKalb County, Georgia, and being Lots 1A, 2A, 3A, 4A, 5A, 6A, 1B, 2B, 3B, 4B, 5B and 6B, as more particularly shown on that Plat for Candler Station dated March 14, 1995, prepared by Hambrick Surveying, Inc., certified by and bearing the seal of Wallace Long Hambrick, Georgia Registered Land Surveyor No.  1375, which plat was recorded on June 9, 1995 in Plat Book 99, Page 37, DeKalb County, Georgia land records.
 


EXHIBIT "C"
 
Additional Property Which May Unilaterally
Be Submitted by Declarant
 
ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 209 of the 15th District, DeKalb County, Georgia.
 


 
 
 
EXHIBIT "D"
 
 
 
 
 
 
 
 
 
 
BYLAWS
 
 
OF
 
 
CANDLER STATION HOMEOWNERS ASSOCIATION, INC.
 


‑ TABLE OF CONTENTS ‑
Page
I.          NAME, MEMBERSHIP, APPLICABILITY, AND DEFINITIONS
 
1.         Name                                                                                                            1
2.         Membership                                                                                                   1
3.         Definitions                                                                                                     1
 
II.         ASSOCIATION: MEETINGS, QUORUM, VOTING, PROXIES
 
1.         Place of Meetings                                                                                          1
2.         First Meeting and Annual Meetings                                                                 1
3.         Special Meetings                                                                                            1
4.         Notice of Meetings                                                                                         1
5.         Waiver of Notice                                                                                           1
6.         Adjournment of Meetings                                                                               2
7.         Voting                                                                                                           2
8.         Proxies                                                                                                          2
9.         Quorum                                                                                                         2
10.        Action Without a Formal Meeting                                                                    2
11.        Action by Written Ballot                                                                                 2
 
III.       BOARD OF DIRECTORS: NUMBER, POWERS, MEETINGS
 
A.        Composition and Selection.
 
1.         Governing Body; Composition                                                                         3
2.         Directors Appointed by Declarant                                                                   3
3.         Number of Directors                                                                                      3
4.         Nomination of Directors                                                                                 3
5.         Election and Term of office                                                                            3
6.         Removal of Directors                                                                                     3
7.         Vacancies                                                                                                     4
 
B.         Meetings.
 
8.         Organization Meetings                                                                                    4
9.         Regular Meetings                                                                                           4
10.        Special Meetings                                                                                            4
11.        Waiver of Notice                                                                                           4
12.        Quorum of Board of Directors                                                                        4
13.        Compensation                                                                                                4
14.        Open Meetings                                                                                              4
15.        Executive Session                                                                                          5
16.        Action Without A Formal Meeting                                                                   5
17.        Telephonic Participation                                                                                  5
 
C.         Powers and Duties.
 
18.        Powers                                                                                                          5
19.        Management Agent                                                                                        6
20.        Fining Procedure                                                                                            6
 
IV.       OFFICERS
 
1.         Officers                                                                                                         6
2.         Election, Term of office, and Vacancies                                                          7
3.         Removal                                                                                                        7
4.         President                                                                                                       7
5.         Vice President                                                                                               7
6.         Secretary                                                                                                       7
7.         Treasurer                                                                                                      7
8.         Resignation                                                                                                    7
 
V.        COMMITTEES                                                                                                                     7
 
VI.       MISCELLANEOUS
 
1.         Fiscal Year                                                                                                    7
2.         Parliamentary Rules                                                                                       7
3.         Conflicts                                                                                                        7
4.         Amendment                                                                                                   8
 
 


BYLAWS
 
OF
 
CANDLER STATION HOMEOWNERS ASSOCIATION, INC.
 
Article I
Name, Membership, Applicability, and Definitions
 
Section 1.  Name.  The name of the Association shall be Candler Station Homeowners Association, Inc.  ("Association").
 
Section 2.  Membership.  The Association shall have one class of membership, as is more fully set forth in that Declaration of Protective Covenants for Candler Station (such Declaration, as amended, renewed, or extended from time to time, is hereinafter sometimes referred to as the "Declaration"), the terms of which pertaining to membership are specifically incorporated by reference herein.
 
Section 3.  Definitions.  The words used in these Bylaws shall have the same meaning as Bet forth in the Declaration, unless the context shall prohibit.
 
Article II
Association: Meetings, Quorum, Voting, Proxies
 
Section 1.  Place of Meetings.  Meetings of the Association shall be held at the principal office of the Association or at such other suitable place convenient to the members as may be designated by the Board of Directors, either in the Community or as convenient thereto as possible and practical.
 
Section 2.  First Meeting and Annual Meetings.  An annual or special meeting shall be held within one year from the date the Declaration is recorded.  Annual meetings shall be set by the Board so as to occur no later than sixty (60) days after the close of the Association's fiscal year.
 
Section 3.  Special Meetings.  The President may call special meetings.  In addition, it shall be the duty of the President to call a special meeting of the Association if so directed by resolution of the Board of Directors or upon a petition signed by at least twenty‑five (25%) percent of the Total Association Vote (the consent of the Declarant shall not be required).  The notice of any special meeting shall state the date, time, and place of such meeting and the purpose thereof.  No business shall be transacted at a special meeting, except as stated in the notice.
 
Section 4.  Notice of Meetings.  It shall be the duty of the Secretary to mail or to cause to be delivered to the, Owner of each Lot (as shown in the Association's records) a notice of each annual or special meeting of the Association stating the purpose of the special meeting, as well as the time and place where it is to be held, and in the notice of a special meeting, the purpose thereof.  If an Owner wishes notice to be given at an address other than his or her Lot, such Owner shall designate by notice in writing to the Secretary such other address.  The mailing or delivery of a notice of meeting in the manner provided in this Section shall be considered service of notice.  Notices shall be served not less than ten (10) nor more than sixty (60) days before a meeting.
 
Section 5.  Waiver of Notice.  Waiver of notice of a meeting of the members shall be deemed the equivalent of proper notice.  Any member may, in writing, waive notice of any meeting of the members, either before or after such meeting.  Attendance at a meeting by a member, whether in person or by proxy, shall be deemed waiver by such member of notice of the time, date, and place thereof, unless such member specifically objects to lack of proper notice at the time the meeting is called to order.
 
Section 6.  Adjournment of Meetings.  If any meetings of the Association cannot be held because a quorum is not present, a majority of the members who are present at such meeting, either in person or by proxy, may adjourn the meeting to a time not less than five (5) nor more than thirty (30) days from the time the original meeting was called.  At such adjourned meeting at which a quorum is present, any business which might have been transacted at the meeting originally called may be transacted without further notice.
 
Section 7.  Voting.  The voting rights of the members shall be as set forth in the Articles of Incorporation and the Declaration, and such voting rights are specifically incorporated herein.
 
Section 8.  Proxies.  At all meetings of members, each member may vote in person or by proxy.  All proxies shall be in writing, dated, and filed with the Secretary before the appointed time of each meeting.  Every proxy shall be revocable and shall automatically cease upon conveyance by the member of such member's Lot, or upon receipt of notice by the Secretary of the death or judicially declared incompetence of a member, or of written revocation, or upon the expiration of eleven (11) months from the date of the proxy.
 
Section 9.  Quorum.  The presence, in person or by proxy, of fifty (50%) percent of the total eligible Association vote shall constitute a quorum at all meetings of the Association.  The members present at a duly called or held meeting at which a quorum is present may continue to do business until adjournment, notwithstanding the withdrawal of enough members to leave less than a quorum.
 
Section 10.  Action Without a Formal Meeting.  Any action to be taken at a meeting of the members or any action that may be taken at a meeting of the members may be taken without a meeting if one or more consents, in writing, setting forth the action so taken, shall be signed by members holding the voting power required to pass such action at a meeting held on the date that the last consent is executed and such action is consented to by the Declarant if required.  Such action shall be effective upon receipt by the Association of a sufficient number of such consents executed by current members unless a later effective date is specified therein.  Each signed consent shall be delivered to the Association and shall be included in the minutes of meetings of members filed in the permanent records of the Association.
 
Section 11.  Action by Written Ballot.  Any action to be taken at any annual, regular or special meeting of members or any action that may be taken at any such meeting may be taken without a meeting if approved by written ballot as provided herein.  The Association shall deliver a written ballot to each member entitled to vote on the matter.  The written ballot shall set forth each proposed action and provide an opportunity to vote for or against each proposed action.  Approval by written ballot of an action shall only be valid when the number of votes cast by ballot equals or exceeds the quorum required to be present at a meeting held to authorize such action and the number of approvals equals or exceeds the number of votes that would be required to approve the matter at a meeting at which the total number of votes cast was the same as the number of votes cast by ballot.  All solicitations for votes by written ballot shall indicate the number of responses needed to meet the quorum requirements; state the percentage of approvals necessary to approve such matter other than the election of directors; and specify the time by which a ballot must be received by the Association in order to be counted.  A timely written ballot received by the Association may not be revoked without the consent of the Board of Directors.  The results of each action by written ballot shall be certified by the secretary and shall be included in the minutes of meetings of members filed in the permanent records of the Association.
 
 
Article III
Board of Directors: Number, Powers, Meetings
 
A.        Composition and Selection.
 
Section 1.  Governing Body; Composition.  The affairs of the Association shall be governed by a Board of Directors.  Except as provided in Section 2 of this Article, the directors must reside in the Community and shall be members or spouses of such members; provided, however, no person and his or her spouse may serve on the Board at the same time.
 
Section 2.  Directors Appointed by Declarant.  Declarant shall have the right to appoint or remove any member or members of the Board of Directors or any officer or officers of the Association until such time as the first of the following events shall occur: (a) the expiration of three (3) years after the date of the recording of the Declaration; (b) the date on which ten (10) Lots shall have been conveyed to Persons who have not purchased such Lots for the purpose of construction of a residence and resale of such Lot and residence; or (c) the surrender by Declarant in writing of the authority to appoint and remove directors and officers of the Association.  Each owner, by acceptance of a deed to or other conveyance of a Lot, vests in Declarant such authority to appoint and remove directors and officers of the Association.  The directors selected by the Declarant need not be owners or residents in the Community.
 
Section 3.  Number of Directors.  The Board shall consist of three (3) members.
 
Section 4.  Nomination of Directors.  Elected directors shall be nominated from the floor and may also be nominated by a nominating committee, if such a committee is established by the Board.  All candidates shall have a reasonable opportunity to communicate their qualifications to the members and to solicit votes.
 
Section 5.  Election and Term of Office.  Owner‑elected directors shall be elected and hold office as follows:
 
(a)       At the first annual meeting after the Declarant's right to appoint directors and officers terminates (or at a special meeting if one is called for such purpose), the Association shall call a special meeting to be held at which Owners shall elect three (3) directors.
 
(b)       At annual meetings of the membership thereafter, directors shall be elected.  All eligible members of the Association shall vote on all directors to be elected, and the candidate(s) receiving the most votes shall be elected.
 
The term of two (2) directors shall be fixed at one (1) year and the term of one (1) director shall be fixed at two (2) years.  At the expiration of the initial term of office of each respective owner‑elected member of the Board of Directors, a successor shall be elected to serve for a term of two (2) years.  The members of the Board of Directors shall hold office until their respective successors shall have been elected by the Association.
 
Section 6.  Removal of Directors.  At any regular or special meeting of the Association duly called, any one or more of the members of the Board of Directors may be removed, with or without cause, by a majority of the Total Association Vote and a successor may then and there be elected to f ill the vacancy thus created.  A director whose removal has been proposed by the owners shall be given at least ten (10) days' notice of the calling of the meeting and the purpose thereof and shall be given an opportunity to be heard at the meeting.  Additionally, any director who has three (3) consecutive unexcused absences from Board meetings or who is delinquent in the payment of an assessment for more than thirty (30) days may be removed by a majority vote of the directors at a meeting, a quorum being present.  This Section shall not apply to directors appointed by Declarant.
 
Section 7.  Vacancies.  Vacancies in the Board of Directors caused by any reason, excluding the removal of a director by vote of the Association, shall be filled by a vote of the majority of the remaining directors, even though less than a quorum, at any meeting of the Board of Directors.  Each person so selected shall serve the unexpired portion of the term.
 
B.        Meetings.
 
Section 8.  Organization Meetings.  The first meeting of the Board of Directors following each annual meeting of the membership shall be held within ten (10) days thereafter at such time and place as shall be fixed by the Board.
 
Section 9.  Regular Meetings.  Regular meetings of the Board of Directors may be held at such time and place as shall be determined from time to time by a majority of the directors, but at least four (4) such meetings shall be held during each fiscal year with at least one per quarter.  Notice of the regular schedule shall constitute sufficient notice of such meetings.
 
Section 10.  Special Meetings.  Special meetings of the Board of Directors shall be held when requested by the President, Vice President or by any two (2) directors.  The notice shall specify the time and place of the meeting and the nature of any special business to be considered.  The notice shall be given to each director by one of the following methods: (a) by personal delivery; (b) written notice by first class mail, postage prepaid; (c) by telephone communication, either directly to the director or to a person at the director's home or of f ice who would reasonably be expected to communicate such notice promptly to the director; (d) by telegram, charges prepaid; or (e) by commercial delivery service to such director's home or office.  All such notices shall be given or sent to the director' s address or telephone number as shown on the records of the Association.  Notices sent by first class mail shall be deposited into a United States mailbox at least four (4) days before the time set for the meeting.  Notices given by personal delivery, telephone, or telegraph company shall be given at least forty‑eight (48) hours before the time set for the meeting.
 
Section 11.  Waiver of Notice.  The transactions of any meeting of the Board of Directors, however called and noticed or wherever held, shall be as valid as though taken at a meeting duly held after regular call and notice, if (a) a quorum is present, and (b) either before or after the meeting, each of the directors not present signs a written waiver of notice, a consent to holding the meeting, or an approval of the minutes.  The waiver of notice or consent need not specify the purpose of the meeting.  Notice of a meeting shall also be deemed given to any director who attends the meeting without protesting before or at its commencement about the lack of adequate notice.
 
Section 12.  Quorum of Board of Directors.  At all meetings of the Board of Directors, a majority of the directors shall constitute a quorum for the transaction of business, and the votes of a majority of the directors present at a meeting at which a quorum is present shall constitute the decision of the Board of Directors.
 
Section 13.  Compensation.  No director shall receive any compensation from the Association for acting as such.  However, any director may be reimbursed for his or her actual expenses incurred in the performance of his or her duties.
 
Section 14.  Open Meetings.  All meetings of the Board shall be open to all members, but members other than directors may not participate in any discussion or deliberation unless expressly so authorized by the Board.
 
Section 15.  Executive Session.  The Board may adjourn a meeting and reconvene in executive session to discuss and vote upon personnel matters, litigation in which the Association is or may become involved, and orders of business of a similar nature.  The nature of any and all business to be considered in executive session shall first be announced in open session.
 
Section 16.  Action Without A Formal Meeting.  Any action to be taken at a meeting of the directors or any action that may be taken at a meeting of the directors may be taken without a meeting if one or more consents, in writing, setting forth the action so taken, shall be signed by a majority of the directors and delivered to the Association for inclusion in the minutes for filing in the corporate records.
 
Section 17.  Telephonic Participation.  One or more directors may participate in and vote during any regular or special meeting of the Board by telephone conference call or similar communication equipment by means of which all persons participating in the meeting can hear each other at the same time, and those directors so participating shall be present at such meeting.  Any such meeting at which a quorum participates shall constitute a regular meeting of the Board.
 
C.        Powers and Duties.
 
Section 18.  Powers.  The Board of Directors shall be responsible for the affairs of the Association and shall have all of the powers and duties necessary for the administration of the Association's affairs and, as provided by law, may do all acts and things as are not by the Declaration, Articles, or these Bylaws directed to be done and exercised exclusively by the members.  In addition to the duties imposed by these Bylaws or by any resolution of the Association that may hereafter be adopted, the Board of Directors shall have the power to and be responsible for the following, in way of explanation, but not limitation:
 
(a)        preparation and adoption of an annual budget in which there shall be established the contribution of each Owner to the common expenses;
 
(b)        making assessments to defray the common expenses, establishing the means and methods of collecting such assessments, and establishing the period of the installment payments of the annual assessment;
 
(c)        providing for the operation, care, upkeep, and maintenance of all areas which are the maintenance responsibility of the Association;
 
(d)        designating, hiring, and dismissing the personnel necessary for the operation of the Association and, where appropriate, providing for the compensation of such personnel and for the purchase of equipment, supplies, and material to be used by such personnel in the performance of their duties;
 
(e)        collecting the assessments, depositing the proceeds thereof in a bank depository which it shall approve, and using the proceeds to administer the Association;
 
(f)        making and amending use restrictions and rules and regulations;
 
(g)        opening of bank accounts on behalf of the Association and designating the signatories required;
 
(h)        enforcing by legal means the provisions of the Declaration, these Bylaws, and the rules and regulations adopted by it, and bring any proceedings which may be instituted on behalf of or against the Owners concerning the Association;
 
(i)         obtaining and carrying insurance against casualties and liabilities, as provided in the Declaration, and paying the premium cost thereof;
 
(j)         paying the cost of all services rendered to the Association or its members which are not directly chargeable to owners;
 
(k)        keeping books with detailed accounts of the receipts and expenditures affecting the Association and its administration, and specifying the maintenance and repair expenses and any other expenses incurred; and
 
(1)        contracting with any Person for the performance of various duties and functions.
 
Section 19.  Management Agent.  The Board of Directors may employ for the Association a professional management agent or agents at a compensation established by the Board of Directors to perform such duties and services as the Board of Directors shall authorize.  The Declarant or an affiliate of the Declarant may be employed as managing agent or manager.  The term of any management agreement shall not exceed one year and shall be subject to termination by either party, without cause and without penalty, upon thirty (30) days' written notice.
 
Section 20.  Fining Procedure.  The Board shall not impose a fine (a late charge shall not constitute a fine) unless and until the following procedure is followed:
 
(a)        Notice.  Written notice shall be served upon the violator by first‑class or certified mail sent to the last address of the member shown on the Association's records, specifying:
 
            (i)         the nature of the violation, the fine to be imposed and the date, not less than fifteen (15) days from the date of the notice, that the fine will take effect;
 
            (ii)        that the violator may, within ten (10) days from the date of the notice, request a hearing regarding the fine imposed;
 
            (iii)       the name, address and telephone numbers of a person to contact to challenge the fine;
 
            (iv)       that any statements, evidence, and witnesses may be produced by the violator at the hearing; and
 
            (v)        that all rights to have the fine reconsidered are waived if a hearing is not requested within ten (10) days of the date of the notice.
 
(b)        Hearing.  If a hearing is requested, it shall be held before the Board in executive session, and the violator shall be given a reasonable opportunity to be heard.  The minutes of the meeting shall contain a written statement of the results of the hearing.  No fine shall be imposed prior to the date that is five (5) days after the date of the hearing.
 
Article IV
Officers
 
Section 1.  Officers.  The officers of the Association shall be a President, Secretary, and Treasurer.  Any two (2) or more offices may be held by the same person, except the offices of President and Secretary.  The President and Treasurer shall be elected from among the members of the Board of Directors.  The Board may also elect a Vice President to act in the President's absence and any such Vice President shall have all powers, duties, and responsibilities provided for the President when so acting.
 
Section 2.  Election, Term of Office, and Vacancies.  Except during the period in which the Declarant has the right to appoint the officers of the Association under Article III, Section 2 of these Bylaws, the officers of the Association shall be elected annually by the Board of Directors at the first meeting of the Board of Directors following each annual meeting of the members.  A vacancy in any office arising because of death, resignation, removal, or otherwise may be filled by the Board of Directors for the unexpired portion of the term.
 
Section 3.  Removal.  Any officer may be removed by the Board of Directors whenever, in its judgment, the best interests of the Association will be served thereby.
 
Section 4.  President.  The President shall be the chief executive officer of the Association and shall preside at all meetings of the Association and of the Board of Directors.  The President shall have all the general powers and duties which are incident to the of f ice of the president of a corporation organized under the Georgia Nonprofit Corporation Code.
 
Section 5.  Secretary.  The Secretary shall keep the minutes of all meetings of the Association and of the Board of Directors and shall have charge of such books and papers as the Board of Directors may direct and shall, in general, perform all duties incident to the office of the secretary of a corporation organized in accordance with Georgia law.
 
Section 6.  Treasurer.  The Treasurer shall have the responsibility for the Association's funds and securities and shall be responsible for keeping full and accurate financial records and books of account showing all receipts and disbursements, for preparing all required financial statements and tax returns, and for the deposit of all monies and other valuable effects in the name of the Association or the managing agent in such depositories as may from time to time be designated by the Board of Directors.
 
Section 7.  Resignation.  Any officer may resign at any time by giving written notice to the Board of Directors.  Such resignation shall take effect on the date of the receipt of such notice or at any later time specified therein, and unless otherwise specified therein, the acceptance of such resignation shall not be necessary to make it effective.
 
Article V
Committees
 
Committees to perform such tasks and to serve for such periods as may be designated by the Board are hereby authorized.  Each committee shall be composed and shall operate in accordance with the terms of the resolution of the Board of Directors designating the committee or with rules adopted by the Board of Directors.
 
Article VI
Miscellaneous
 
Section 1.  Fiscal Year.  The fiscal year of the Association shall be determined by resolution of the Board.  In the absence of such a resolution, the fiscal year shall be the calendar year.
 
Section 2.  Parliamentary Rules.  Roberts Rules of Order (current edition) shall govern the conduct of all Association proceedings, when not in conflict with Georgia law, the Articles of Incorporation, the Declaration, these Bylaws, or a ruling made by the person presiding over the proceeding.
 
Section 3.  Conflicts.  If there are conflicts or inconsistencies between the provisions of Georgia law, the Articles of Incorporation, the Declaration, and these Bylaws, the provisions of Georgia law, the Declaration, the Articles ~of Incorporation, and the Bylaws (in that order) shall prevail.
 
Section 4.  Amendment.  These Bylaws may be amended by the Board of Directors (a) if such amendment is necessary to bring any provision hereof into compliance with any applicable governmental statute, rule, or regulation or judicial determination which shall be in conflict therewith; (b) if such amendment is necessary to enable any title insurance company to issue title insurance coverage with respect to the Lots subject to the Declaration; (c) if such amendment is required by an institutional or governmental lender or purchaser of mortgage loans, including, for example, the Federal National Mortgage Association or Federal Home Loan Mortgage Corporation, to enable such lender or purchaser to make or purchase mortgage loans on the Lots subject to the Declaration; or (d) if such amendment is necessary to enable any governmental agency or insurance company to insure or guarantee mortgage loans on the Lots subject to the Declaration.  In addition, these Bylaws may be amended upon the affirmative vote or written consent, or any combination thereof, of at least two‑thirds (2/3) of the Total Association Vote; provided, however, that the U.S. Department of Veterans Affairs ("VA") (if it is then guaranteeing any mortgage in the Community or has issued a project approval for the guaranteeing of such mortgages) and/or the U.S.  Department of Housing and Urban Development ("HUD") (if it is then insuring any mortgage in the Community or has issued a project approval for the insuring of such mortgages) shall have the right to veto amendments to these Bylaws for as long as the Declarant has the right to appoint and remove the directors and officers of the Association.
 


EXHIBIT "E"
 
Private Drives
 
There shall be four (4) Private Drives (as defined in Article X, Section 5 of the Declaration) in the Community.  The following Lots shall share a Private Drive:
 
Lots IA and 1B
Lots 2A, 2B, 3A and 3B
Lots 4A, 4B, 5A and 5B
Lots 6A and 6B
 
which such Lots are located in Land Lot 209 of the 15th District, DeKalb County, Georgia, and more particularly shown on that Plat for Candler Station dated March 14, 1995, prepared by Hambrick Surveying, Inc., certified by and bearing the seal of Wallace Long Hambrick, Georgia Registered Land Surveyor No.  1375, which plat was recorded on June 9, 1995 in Plat Book 99, Page 37, DeKalb County, Georgia land records.
 


EXHIBIT "F"
 
Pedestrian Easements
 
ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 209 of the 15th District, DeKalb County, Georgia, and being Lots 1A, 2A, 3A, 4A, 5A, 6A, 1B, 2B, 3B, 4B, 5B and 6B, as more particularly shown on that Plat for Candler Station dated March 14, 1995, prepared by Hambrick Surveying, Inc., certified by and bearing the seal of Wallace Long Hambrick, Georgia Registered Land Surveyor
No.  1375, which plat was recorded on June 9, 1995 in Plat Book 99, Page 37,
DeKalb County, Georgia land records.
 


ACTION OF INCORPORATOR OF
CANDLER STATION HOMEOWNERS ASSOCIATION, INC.
 
The undersigned, being the sole incorporator of Candler Station Homeowners Association, Inc.  ("Association"), pursuant to its Articles of Incorporation filed with the Secretary of State of the State of Georgia on November 22, 1995, does hereby take the following action as the action of the incorporator of the Association pursuant to O.C.G.A.  Section 14‑3‑205 and in accordance therewith directs that this document be filed with the minutes of the proceedings of the Board of Directors of the Association.
 
RESOLVED, that the following named persons are hereby appointed as the members of the initial Board of Directors of the Association to serve in such capacity until their successors have been duly elected and qualified or until their earlier resignation,.  death or removal from office:
 
Michael C. Ray
Mark A. Van Tilburg
Rob Bloomquist
 
RESOLVED FURTHER, that the Board of Directors, herein appointed, is authorized and directed to complete the organization of the Association.
 
The undersigned, by affixing her signature hereto, does hereby consent to, authorize and approve of the foregoing in her capacity as the sole incorporator of the Association as of the 22nd day of November, 1995.
 
 
                                                                       
Marlene G. Young, Incorporator
 
300 West Wieuca Road
Building One, Suite 116
Atlanta, Georgia 30342
(404) 252‑8222
 


APPROVAL BY DECLARANT OF ACTION OF INCORPORATOR OF
CANDLER STATION HOMEOWNERS ASSOCIATION, INC.
 
WHEREAS, The Housing Group, Inc., a Georgia corporation (hereinafter ref erred to as "Declarant") is the declarant under that certain Declaration of Protective Covenants for Candler Station recorded on March 1, 1996, in Deed Book 8891, Page 478 et seq., in the Office of the Clerk of the Superior Court of Dekalb County, Georgia (the "Declaration"); and
 
WHEREAS, Article III, Section 2 of the Bylaws of Candler Station Homeowners Association, Inc. ("Bylaws") authorizes Declarant to appoint and remove any member or members of the Board of Directors and any officer or officers of Candler Station Homeowners Association, Inc. ("Association") until such right automatically expires in accordance with the terms of the Bylaws or is surrendered by Declarant; and
 
WHEREAS, Declarant's right has not expired or been relinquished by Declarant;
 
NOW THEREFORE, Declarant hereby approves and ratifies the following:
 
(1)       Action by Incorporator appointing the following persons as members of the initial Board of Directors of the Association with full authority to select the officers of the Association and conduct the business of the Association in accordance with the terms of the Declaration, Bylaws and Articles of Incorporation of the Association, as such documents may have been or may hereafter be amended:
 
Michael C. Ray
Rob Bloomquist
Mark A. Van Tilburg
 
(2)       Action by the initial Board of Directors electing the following officers:
 
President          Michael C. Ray
Secretary          Mark A. Van Tilburg
Treasurer          Rob Bloomquist
 
The Declarant, by affixing the signatures of duly authorized representatives, does hereby consent to, authorize and approve of the foregoing in its capacity as Declarant under the Declaration as of the 22nd day of November, 1995.
 
The Housing Group, Inc., a Georgia
corporation
 
By:                                                                  
            Michael C. Ray
            President
 
 


UNANIMOUS WRITTEN CONSENT IN LIEU OF THE FIRST MEETING
 
OF THE INITIAL BOARD OF DIRECTORS OF
 
CANDLER STATION HOMEOWNERS ASSOCIATION, INC.
 
The undersigned are all of the initial directors of Candler Station Homeowners Association, Inc. ("Association"), as determined by the Action of the Incorporator of the Association effective as of November 22, 1995.  The appropriate Statutory Notice of Intent to Incorporate the Association was published by the Fulton County Daily Report.  The undersigned directors hereby unanimously consent to and adopt the following resolutions as the action of the Board of Directors of the Association in lieu of the organizational meeting of directors and hereby direct that this written consent to such action be filed with the minutes of the proceedings of the Board of Directors of the Association:
 
1.
 
RESOLVED, that the Articles of Incorporation of the Association filed with the Secretary of State of the State of Georgia on November 22, 1995 together with the certificate of the Secretary of State of Georgia, issued pursuant thereto, are hereby accepted and approved for and on behalf of the Association.
 
2.
 
RESOLVED, that the actions of the Incorporator of the Association in organizing the Association be, and they hereby are, ratified and approved.
 
3.
 
RESOLVED, that the Declaration of Protective Covenants f or Candler Station recorded on March 1, 1996 in Deed Book 8891, Page 478 et seq., in the Dekalb County, Georgia land records is hereby adopted and approved by the Association and the Association accepts its obligations thereunder.
 
4.
 
RESOLVED, that the Bylaws of the Association recorded as Exhibit "D" to the Declaration are hereby adopted as the Bylaws of the Association for the regulation and management of its affairs.
 
5.
 
RESOLVED, that the following named persons are hereby declared elected to the offices of the Association set forth opposite their respective names to serve as such officers pursuant to the Bylaws:
 
President                      Michael C. Ray
 
Secretary                      Mark A. Van Tilburg
 
Treasurer                      Rob Bloomquist
 
6.
 
RESOLVED, that the form of a seal affixed to these minutes is hereby adopted as the official seal of the Association.
 
[Affix Corporate Seal]
 
7.
 
RESOLVED, that the officers of the Association be, and they hereby are, authorized, directed, and empowered, in the name and on behalf of the Association, to take all necessary steps and to do all things and execute any and all writings required or advisable to open bank accounts and execute and deliver corporate resolutions on forms prepared by banks.
 
8.
 
RESOLVED, that the officers of the Association be, and they hereby are, authorized, directed, and empowered, in the name and on behalf of the Association, to take all necessary steps and do all things required to conduct business and accomplish transactions in the ordinary course of business of the Association, and to take all actions and do any and all necessary or convenient things in order to effectuate the foregoing resolutions.
 
The undersigned, by affixing their signature hereto, do hereby consent to, authorize, and approve of the foregoing resolutions in their capacity as all of the initial directors of the Association as of the 22nd day of November, 1995.
 
                                                                       
Michael C. Ray, Director
 
 
                                                                       
Mark A. Van Tilburg, Director
 
 
                                                                       
Rob Bloomquist, Director